Bank Negara Malaysia (BNM) has announced the SME Stabilization Relief Facility (SME SRF) financing to help small and medium enterprises (PKS).
The following is information and info regarding these assistance facilities.
About the SME Stability Assistance Facility
The SME Stabilization Relief Facility (SME SRF) provides funding to support SMEs facing short-term financial pressure due to disruptions to global trade and supply chains following the geopolitical conflict occurring in West Asia.
The implementation of this assistance facility was announced by YAB Prime Minister, Datuk Seri Anwar Ibrahim in a round table discussion with CEOs of financial institutions on 21 April 2026.
This facility provides working capital financing to help SMEs stabilize and continue business operations during this time of uncertainty.
Through this facility, the government allocated RM5 billion to assist small and medium enterprises (SMEs), including micro-enterprises, affected by the current conflict in West Asia.
This financing will be supported by a guarantee of up to 80% from the Credit Guarantee Corporation Malaysia (CGC) or Business Financing Guarantee Company (SJPP), especially for SMEs that do not have adequate collateral.
Application Date
Applications for this assistance facility will be opened starting May 15, 2026 to December 31, 2026or until these facilities are fully utilized.
Financing Amount
SMEs that meet the requirements can get financing of up to RM750,000.
Financing Level & Term
Financing rate up to 3.75% per year including guarantee fee of 0.5% per year.
The financing period is set at 5 years.
Eligibility Criteria
The eligibility requirements to apply for this assistance facility are that the applicant must be a viable Malaysian SME and have experienced significant impacts (i.e. resulting financial stress) following trade and supply chain disruptions due to geopolitical conflicts in West Asia (starting in March 2026).
Application Procedure
To apply, the applicant can submit the application directly to the applicant’s financial institution.
Approval is subject to credit evaluation by the applicant’s financial institution.
Frequently Asked Questions
SRF UKM provides funding to support SMEs facing short-term financial pressure due to disruptions to global trade and supply chains due to the ongoing geopolitical conflict in West Asia.
Yes. Supported by a guarantee of up to 80% from Credit Guarantee Corporation Malaysia (CGC) or Syarikat Guarantee Payment Perniagaan (SJPP), especially for SMEs that do not have adequate collateral.
Total financing up to RM750,000 for up to 5 years.
Financing rate up to 3.75% per year including guarantee fee of 0.5% per year.
Applications can be submitted directly to the applicant’s financial institution.
Further Information
For further information regarding the SME Stability Assistance Facility, please visit bnm.gov.my/smesrf.
Also read: 3 SMEs Share Impact & Business Improvement Strategies with SJPP
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