Tongue Pension – Assistance for Workers Who Cannot Work

List of Forms that Must be Filled in for Ilat Pension Application (Manually)

1. FORM 34 – NOTICE AND BENEFIT CLAIM DETAIL FORM

• For the Disability Notification Letter, this form is used to claim Tongue Pension or Tongue Assistance for employees who are permanently disabled, both physically and mentally, and are no longer able to earn a living.

2. Guide to Completing Form 34 – DETAILS OF NOTICE AND BENEFIT CLAIMS

See the guide to filling out Form 34 below:

3. Form 34 Checklist

4. Medical Report – Tongue

This form must be filled out by a doctor or medical officer at the hospital or clinic
who only cares for the patient.

5/ FORM BKA-1 / FORM A (Participation in Interest Payments via Bank Account)

Function: Allow SOCSO to deposit pension payments directly into the beneficiary’s personal bank account every month (direct credit).

SOCSO Ilat Pension Payment Rates

The eligible Ilat Pension rate for the full eligibility period is from 50% to 65% of the assumed average monthly salary subject to a minimum pension of RM550 per month.

The insured is entitled to receive a pension with an initial amount of 50% of the assumed average monthly salary and an additional 1% for each of the 12 remaining contributions. However, it is subject to a maximum pension rate of 65%.

Example of Full Eligibility Period Calculation:

I. Monthly contributions have been paid no less than 24 months within a 40 month period.

• Scheme entry date > 03/01/2012
• Date Disability Notification received > 07/01/2015
• Period of 40 consecutive months prior to the month the Notification was received > 03/2012–06/2015
• Based on the example below, employees are entitled to receive a pension at a certain rate 50% of monthly salary assumed to be average.

I. Monthly contributions have been paid at least 2/3 of the month when the contributions start to be paid.

• Scheme entry date > 01/07/1999
• Disability Notice received > 01/01/2015
• Contribution month period July 1999 to December 2014 > 186 months
• 2/3 of monthly contributions have been paid > 2/3 x 186 months = 124 contributions
• Based on the example below, eligible employees receive a pension at a certain rate 59% of monthly salary average assumptions such as the following calculations:

Example Calculation for Eligibility Period Reduction:

For the reduced eligibility period, the late Pension rate is 50% of the assumed average monthly salary with a minimum pension provision of RM550 a month.

The insured is deemed to meet the reduced eligibility period if:

• The Insured’s monthly contribution has been paid no less than 1/3 of the number of even months in the period between the date the contribution begins to be paid and the date the Disability Notification is received by the Organization.
• The amount of monthly contributions that have been paid during this period must be a minimum of 24 months.

Calculation of monthly contributions that have been paid at least 1/3 of the month when the contributions start to be paid:

• Scheme entry date > 07/01/1999
• Disability Notice received > 01/01/2015
• Contribution month period July 1999 to December 2014 > 186 months
• 1/3 of the amount of contributions paid > 1/3 x 186 months = 62 contributions
• Based on the example below, employees are entitled to receive a pension at a certain rate 50% of monthly salary.

What is the SOCSO Ilat Pension amount if the Salary is RM2,500 a month?

Based on a salary of RM2,500 per month, total Tongue Retirement what you can accept is between RM1,250 to RM1,625 per month according to SOCSO regulations (SOCSO).

The actual amount depends on how long you have been contributing with the following formula:

1. Initial Rate (50%)

If you meet full eligibility period (contributing a minimum of 24 months in the 40 months prior to the notification date), you are entitled to 50% of the average salary.

• Calculation: 50% x RM2,500 = RM1,250 a month.

2. Additional Rates (Up To 65%)

For every additional 12 months of contributions you pay after the first 24 months, the pension rate will increase by 1%. The maximum figure that can be achieved is 65%.

• If worth 65%: 65% x RM2,500 = RM1,625 a month.

3. Other Important Provisions

• Assumed Average Salary: This calculation uses “estimated average monthly salary” based on SOCSO contribution tables, not just net salary.
• Minimum Pension: Even if a person’s salary is very low, SOCSO guarantees a minimum payment of RM550 a month.
• 24 Hour Protection: Starting June 2026, PERKESO expands coverage through the Non-catastrophic Work Accident Scheme (SKBBK) which covers injuries outside working hours.

NOTE: This calculation is just an example of a basic calculation. Please refer to the SOCSO website for actual values.

Tongue Retirement Misconceptions

• Many people still misunderstand the implementation of Tongue Retirement under Law 4 of SOCSO. Some people think that if they feel tired, have knee pain, or are stressed because of work, they can just ask for sick leave. In reality, it’s not that simple.

• Tongue retirement is given to suffering individuals permanent disability, serious incurable diseaseor permanent loss of at least ⅓ of working capacity.

• It is important to understand the results of applying Ilat not determined by SOCSObut rather by a panel of certified specialist doctors appointed by the Malaysian Ministry of Health (KKM). No compromises, no wires, no arbitrary decisions.

• Examples of individuals who are eligible to apply for sick leave are chronic kidney patients who undergo dialysis three times a week, or those who have a permanent physical disability that prevents them from working normally.

• If it’s just a swollen knee after futsal but you’re still agile enough to run to the store or make TikTok content — that doesn’t qualify. It may be more appropriate to apply for sick leave instead of disability pension.

• SOCSO is committed to helping those who truly need long-term social protection. However, good understanding needs to exist, so that this system is not misused and remains relevant for everyone.

• For more information or eligibility check, visit www.perkeso.gov.my and download the Perkeso Cares app.

Further information

For more detailed information regarding this SOCSO ILAT Pension, please refer to:

1. SOCSO official portal
2. SOCSO Benefit Protection Portal
3. SOCSO Facebook

OR

Contact SOCSO via the following channels:

You can also go directly to the nearest PERKESO office branch nationally to make a transaction at the counter to get a review of the insured’s complete contribution record (OB).

SOCSO Tongue Retirement FAQ