Women’s Protection For Only RM120 A Year


In the past, many housewives might never have thought about getting social protection like other formal workers, but now women in Malaysia are very lucky because SOCSO has introduced a special scheme with a new brand — LINDUNG Kasih, which is the latest version of the Housewife Social Security Scheme (SKSSR).

In general, PROTECT LOVE is a SOCSO scheme to protect all WOMEN from accidents and disabilities when taking care of the household. Don’t get me wrong, because many people think that PROTECT KASHI is only intended for housewives. However, in reality, women who are married or single, who take care of the household either full time or part time; including wife, mother, widow, divorcee, single mother, sister, or children – all ELIGIBLE. This means that if you are a woman working in the public sector, you also have the right to contribute under PROTECT Love!

It’s a good story – if an accident occurs while doing housework, women who contribute to the scheme are entitled to financial assistance and medical care. The contribution is only RM120 per year with various attractive benefits.

Interesting, right? Let us know more about this scheme.

What is PROTECT Love?

PROTECT Love is a scheme under SOCSO (Social Security Organization) that provides protection from the risk of domestic accidents, disability or death to women who take care of the household full-time or part-time. Originally introduced under the Housewives’ Social Security Act of 2022 under the name Housewife Social Security Scheme or its abbreviation SKSSR. However, it has now changed its name to the PROTECT LOVE scheme.

The aim of this scheme is to provide social security protection to women in the event of a disaster or disability in the household in carrying out their household duties.

Many housewives think that housework is “not risky”, but in fact there are many cases such as:

  • Falls while mopping the floor
  • Burns when cooked
  • Injured while caring for a small child

All of this is important domestic accidentand if there is a PROTECT LOVE contribution, you can get compensation and medical assistance — like workers who have SOCSO, you know!

PROTECT LovePROTECT Love

Who is Eligible to Apply?

PROTECT Love is not only intended for formal workers (private workers or civil servants). Remember, ALL women – regardless of whether they are housewives or working; both are eligible to join this scheme!

This also includes married or single women, who manage the household either full-time or part-time; including wives, mothers, widows, widows, single mothers, sisters, or children.

Eligibility Conditions for Love Protection:

  • Pay dues for a period of 12 months
  • Malaysian citizen/permanent resident
  • Housewives who have not reached the age of 55 years/have not reached the age of 54 years on the first date want to contribute to PROTECT KASHI

Protection & Benefits PROTECT Love

Protection & Benefits PROTECT Love

Okay, Want to know what the benefits are if women contribute to this scheme? Baaaaaak….

Among them:

  • Medical Benefits – Fees under the Fees Act 1951
  • Permanent Disability Benefits – Up to RM30,000
  • Fixed Service Allowance (Manager’s Allowance) – RM250 a month for nanny
  • Rehabilitation / Rehabilitation and Dialysis Facilities – Up to RM50,000 & Dialysis RM200 a month
  • Sickness Benefit – RM300 a month
  • Corpse Management Compensation (Charitable Death Payment) – RM3,000 one time payment
  • Stabilization Pension – Up to RM300 a month

    Contribution Rates & Payment Methods

    With a contribution payment of only RM120 for a period of 12 months, you are entitled to enjoy all the benefits and protections mentioned above. Worth it, right?

    This contribution can be paid by the husband, the housewife herself, a family member or a third party on behalf of the housewife.

    Payment can be made online via the official LINDUNG PERKSO website during the registration process.

    SOCSO Video – PROTECT Love

    How to Register

    Registration for PROTECT LOVE can be done online via the official portal:

    You can also download the SOCSO Prihatin Application today to register and make payments for LINDUNG Kasih contributions easily, quickly and safely right from your fingertips!

    PROTECT LovePROTECT Love

    Frequently Asked Questions PROTECT Love

    1. What is the Love Protection Scheme?

    The Housewife Social Security Scheme (LINDUNG Kasih) is a scheme under SOCSO and the Ministry of Human Resources which will come into effect on December 1 2022. The aim is to provide social security protection to housewives and women from household disasters, accidents or disability while taking care of the household.

    2. Who is eligible to participate in this scheme?

    Female Malaysian citizens or permanent residents who are not more than 55 years old, but for the first contribution, her age must not be more than 54 years old.
    Eligible groups include:
    – Wife
    – Mother
    – Sister
    – Girl
    – Widowed/widowed/single mother

    Whether married or single, and running a household full time or part time.

    3. How much is the LINUNG Kasih contribution?

    The contribution is only RM120 per year (12 consecutive months) and must be paid in advance.

    Contributions can be made by:
    – Husband
    – Own housewife
    – Family members
    – Any third party

    4. What type of protection or benefits is offered?

    Scheme participants will receive 7 special benefits, including:

    1. Medical Benefits – Fees under the Fees Act 1951
    2. Permanent Disability Benefit – Up to RM30,000
    3, Constant Care Allowance (Caregiver) – RM250 per month for caregiver
    4. Rehab / Rehabilitation and Dialysis Facilities – Up to RM50,000, and RM200 per month for dialysis
    5. Sickness Allowance – RM300 a month
    6. Dead Body Management Benefit (Death Benefit) – RM3,000 one time payment
    7. Penakat Pension – Up to RM300 per month

    6. When does this coverage come into effect?

    Coverage is provided immediately after contribution payment is received and confirmed by SOCSO.

    7. Why should women join this scheme?

    Because LOVE PROTECTION:
    – Offers low contribution fees (RM120 per year only).
    – Provide immediate and comprehensive social protection.
    – Provide financial security to the family in the event of an accident, disability or death.
    – Registration and claiming benefits is very easy and user friendly.

    8. Will SOCSO disappear and be replaced by PROTECT?

    PROTECT is not a new entity that replaces SOCSO. This is simply a new brand identity that covers all the social protection schemes under SOCSO to make it easier for the public to understand and remember. SOCSO as an organization still exists and functions as usual.

    9. Who can I contact for further information?

    You can contact:
    📞 1-300-22-8000
    🌐 https://www.perkeso.gov.my/lindung.html
    Or deal with the LINDUNG Kasih Advisory Officer at the nearest SOCSO office.

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