The 24 Hour PROTECTION Scheme Contribution Table (Non-Work Accident Scheme) displays the amount of salary deductions based on the value of the monthly salary and is divided into two main types of contributions based on Law 4.
Do you know how much salary will be deducted for 24 Hour Insurance Contributions?
If not, no need to worry, just look at the 24 Hour Protection Contribution Table that has been prepared by SOCSO.
It’s easy, look for your salary range, check according to the first or second type, then look at the 24 Hour Protection contribution deduction and the total amount of the deduction.
Check the full table of SOCSO 24 Hour Protection Scheme new contribution rates below.
SOCSO 24 Hour Protection Contribution Scheme
Starting June 1 2026, the Malaysian government will implement the 24 Hour Protection Scheme (Non-Work Accident Scheme).
This initiative provides 24-hour full protection to more than nine million formal sector workers against all accidents that occur outside working hours, including on general release days and rest days.
Previously, the SOCSO protection scheme only covered accidents related to work or traveling to and from work.
The question is, how much of a monthly salary reduction do you have to bear for this additional protection?
24 Hour Protection Contribution Schedule
When checking the SOCSO contribution table, you will see a breakdown of rates by two main types:
- First Type (Employees Under 60 Years): Includes deductions for the Disability Scheme, Work Accident Scheme and 24 Hour PROTECTION Scheme.
- Second Type (Employees 60 Years and Over): Involves deductions only for the Work Accident Scheme and 24 Hour PROTECTION Scheme (no Disability Scheme deductions).
So don’t be confused.
Check the table of new contribution rates for the 24-hour Protection Scheme below according to your salary grade:
Download PDF of 24 Hour Cover Contribution Schedule
To download a PDF of the 24 Hour Protection Contribution Table, you can click on the PDF below:
24 Hour Protection Scheme Contribution Rate
For your information, this salary cut is carried out in stages to avoid sudden financial burdens for employees.
The contribution phase structure is as follows:
- Phase 1 (Year 1 & 2): 0.75% of the employee’s monthly salary.
- Phase 2 (Years 3 to 5): 1.00% of the employee’s monthly salary.
- Phase 3 (Year 6 onwards): 1.25% of the employee’s monthly salary
In contrast to the existing Occupational Disaster Scheme, the contribution of this 24 Hour Protection Scheme (SKBBK) is equal to fully borne by the employee (100% employee share).
But you don’t need to worry because SOCSO has set a monthly salary ceiling of RM6,000 for calculating this contribution.
This means that if your monthly salary exceeds RM6,000 (for example RM8,000), your withholding rate will still be calculated based on the maximum limit of RM6,000 only.
USE:
- For employees who have more than one formal job, there is no need to pay contributions multiple times.
- SOCSO stipulates that contributions to the 24 Hour PROTECTION Scheme may only be deducted by One primary employer only.
What are the 24 Protection Benefits You Can Get from This Deduction?
With this small contribution, you or your closest relative are entitled to receive 8 main benefits in case of an accident outside working hours:
- Medical Benefits (Free treatment at panel clinics/government hospitals)
- Temporary Disability Compensation (MC lifetime daily allowance)
- Permanent Disability Benefits.
- Dependent Compensation (Monthly pension for heirs if the contributor dies).
- Mortuary Management Compensation (Funeral costs assistance).
- Regular Service Allowance
- Rehabilitation Facility
- Benefits of education for children
Further information
For further information and the latest information, please visit the official SOCSO portal at the following link:
Frequently Asked Questions 24 Hour Protection Contribution Schedule
This scheme will take full effect starting June 1 2026. All employers are required to start coordinating payroll systems to make deductions for employee profit sharing starting that month.
This scheme covers all formal sector workers in Malaysia who are registered under the Work Accident Scheme (Act 4).
No need. Registration and protection are automatic if you are already an active SOCSO contributor. There are no new registration forms that employees need to fill out.
No. Different from the existing SOCSO contributions, the amount of the 24 Hour Protection Scheme contribution is fully borne (100%) by the employee through monthly salary deductions. The employer’s responsibility is only to deduct and distribute the payment to SOCSO.
No. SOCSO sets a monthly salary ceiling limit of RM6,000 for calculating 24 Hour PROTECTION Scheme contributions. If your basic salary exceeds RM6,000, your monthly deduction value is static and limited to the maximum salary scale level of RM6,000 in the contribution table.
No. For workers who have multiple formal jobs, deductions from 24 Hour PROTECTION Scheme contributions will only be made by one main employer.
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